Terms & Conditions

The information in this site has been prepared in accordance with Australian Law for the supply of services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of WA and the Commonwealth of Australia (“Australian Law”). The information may not satisfy the laws of any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change.

This site is operated by Accumulate Wealth Management Pty Ltd. When visiting this site, a record of your visit is logged. The following information may be recorded for statistical purposes and may be used by Accumulate Wealth Management to improve our service.

This information is supplied by your browser:

  • the user’s server address
  • the user’s operating system
  • the user’s domain name
  • the date and time of the visit to the site
  • the pages accessed and the documents downloaded, and;
  • the type of browser used

No attempt will be made to identify users or their browsing activities except in the unlikely event of an investigation, where a law enforcement agency may exercise a warrant to inspect the Internet web server logs.

When you email us:

  • we will record your email address
  • we will only use your email address for the purpose of our communication with you
  • we will not use your email address for any other purpose, and;
  • we will not disclose your email address without your consent.

Other information collected by us, for example through the use of an online form, will only:

  • be collected by lawful and fair means
  • be used for a lawful purpose
  • be collected with your consent; and
  • the purpose for collection will be clear and explicit.

Reservation of Rights

By accessing the Accumulate Wealth Management web pages you agree to the following terms.

If you do not agree to the following terms, please note that you are not authorised to use the site. The contents of Accumulate Wealth Management web pages are Copyright © Accumulate Wealth Management 2019. Any rights not expressly granted herein are reserved. Reproduction, transfer, distribution or storage of part or all of the contents in any form without the prior written permission of Accumulate Wealth Management is prohibited except in accordance with the following terms.

Accumulate Wealth Management consents to you browsing Accumulate Wealth Management web pages on your computer or printing copies of extracts from these pages for your personal use only and not for redistribution unless consented to in writing by Accumulate Wealth Management. Individual documents in our web pages may be subject to additional terms indicated in those documents. The use of this site and the content therein, is permitted to private, non-commercial use. The use of press releases and other documents classified as public is permitted in public communications if the source for the information has been stated.

This site and the contents herein are provided as a convenience to the reader. The contents of Accumulate Wealth Management’ web pages are provided on an “as is” and “as available” basis. Accumulate Wealth Management does not warrant that its web pages will be uninterrupted or error-free. Accumulate Wealth Management reserves the right to revise the pages or withdraw access to them at any time.

For your easy accessibility Accumulate Wealth Management may include links to sites on the Internet that are owned or operated by third parties. By linking to such third-party site, you shall review and agree to that site’s rules of use before using such site. You also agree that Accumulate Wealth Management has no control over the content of that site and cannot assume any responsibility for material created or published by such third-party sites. In addition, a link to a non-Accumulate Wealth Management site does not imply that Accumulate Wealth Management endorses the site or the products or services referenced in such third party site.

By submitting material to any of our servers, for example, by email or via the Accumulate Wealth Management web pages, you agree that: (a) the material will not contain any item that is unlawful or otherwise unfit for publication; (b) you will use reasonable efforts to scan and remove any viruses or other contaminating or destructive features before submitting any material; (c) you own the material or have the unlimited right to provide it to us and Accumulate Wealth Management may publish the material free of charge and/or incorporate it or any concepts described in it in our products without accountability or liability; and (d) you agree not to take action against us in relation to material that you submit and you agree to indemnify us if any third party takes action against us in relation to the material you submit.

Your access to this site should not be construed as granting, by implication, estoppel or otherwise, any license or right to use any marks appearing on the site without the prior written consent of Accumulate Wealth Management or the third party owner thereof.

Accumulate Wealth Management and its advisers are Authorised Representatives of Futuro Financial Services Pty Ltd

(ABN 30 085 870 015) and holds  an Australian Financial Services Licence (AFSL No. 238478).

 

Disclaimer

About using this website

By using this website you are accepting all the terms of this disclaimer notice. If you do not agree with anything in this notice you should not use this website.

Warranties and liability

While every effort is made to ensure that the content of this website is accurate, the website is provided as is and makes no representations or warranties in relation to the accuracy or completeness of the information found on it. While the content of this site is provided in good faith, we do not warrant that the information will be kept up to date, be true and not misleading, or that this site will always (or ever) be available for use.

We do not warrant that the servers that make this website available will be error, virus or bug free and you accept that it is your responsibility to make adequate provision for protection against such threats. We recommend scanning any files before downloading.

In no event will be liable for any incidental, indirect, consequential or special damages of any kind, or any damages whatsoever, including, without limitation, those resulting from loss of profit, loss of contracts, goodwill, data, information, income, anticipated savings or business relationships, whether or not advised of the possibility of such damage, arising out of or in connection with the use of this website or any linked websites.

Exceptions

Nothing in this disclaimer notice excludes or limits any warranty implied by law for death, fraud, personal injury through negligence, or anything else which it would not be lawful for Accumulate Wealth Management to exclude.

Links to other websites and products

Links to other websites are provided for the convenience of users. We are unable to provide any warranty regarding the accuracy or completeness of the content of such sites, or the reliability, quality or effectiveness of any products provided through external websites. A link to an external site does not imply an endorsement of the views, information or products provided or held by such websites.

Variations

We reserve the right to revise and amend this disclaimer notice from time to time and any revised version will be deemed to be applicable from the first date of publication on this website.